but we are in tough economic times and you can miss up to three payments because of the economy and still not lose the persistency discount and if you lose your job or laid off. you can miss payments up to a year and a half and still not lose that discount. prop 33 is good for california consumers. >> there is some folks, we are about to end this, folks in the consumer watch dog say it is not good for people that are unemployed. general he good for californians? >> 48 other states have this law, we actually had it in california from 1996 to 2002, and rates went down. and by the way, uninsured motorist. the number of uninsured motorist dropped in half. this is good public policy and which is why republicans and democrats are supporting. >> bipartisan and we'll look for the resultos election day. keep us up to date. >> thank you. >> what can early voting tell us about the outcome of the election. karl rove said way more than you think. hear from him coming up next. we told you about it next. al gore saying climate change is to blame for the monster storm sandy and the experts may have prove
